People rarely arrive with neat topics. They arrive with worry, and part of the work is turning that worry into something two people can actually discuss.
Imagine someone saying, "They are always late and it is ruining everything." That sentence holds real frustration, and it deserves to be heard. It is also very hard to negotiate. If we ask what happens on a late evening, a more specific problem may come into view: a seven-year-old sits by the door with a coat on, misses a swimming lesson and then becomes upset at bedtime. Now there is a topic with edges. Could handovers move to the school gate? Could a fifteen-minute rule be agreed, along with a simple message if someone is running behind?
The same thing happens with money. "We can't afford to split up" may be several different questions: who can pay the mortgage from next month, whether either person could rehouse nearby, what is owed on the joint card and when a pension might be looked at. Separated out and put in order, these become items on a list. Some will need documents, others will need outside advice, and a few can be settled quickly, which often helps people feel able to carry on.
The example above is an illustration rather than a real case, but the movement it describes is what much of our time is spent on. We help you say what you are concerned about, identify what lies underneath it, and agree the order in which to take things. The agenda belongs to both of you, and it can be changed as the discussion develops.